Buying a home is one of the most significant financial decisions in life. A home loan provides the necessary financial assistance to purchase or construct a house. Navigating the various loan options, interest rates, and documentation requirements can be overwhelming. We assist you in finding the right home loan product and guide you through the process.

Our Home Loan Services

• EMI Calculators: Estimate your potential Equated Monthly Installment based on loan amount, rate, and tenure.
• Pre-Eligibility Checker: Assess your likely loan eligibility based on income and credit profile (API integration needed - requires partnership with lenders like HDFC, ICICI, CredAvenue).
• Document Checklist & Support: Providing a comprehensive list of required documents (KYC, income proof, property papers) and guidance.
• Lender Tie-Ups & Comparison: Facilitating connections with partner banks/NBFCs and helping compare their offers.

Tools & Resources

How We Help

• Comparison of Offers: Helping you compare interest rates, processing fees, tenure options, and other terms from various banks and financial institutions.
• Eligibility Assessment: Assisting in understanding your loan eligibility based on income, credit score, and other factors.
• Documentation Guidance: Providing clarity on the required documents for the loan application process.
• Application Support: Guiding you through the application submission and follow-up process.
• Loan Transfer Assistance: Guidance on balance transfer options if you wish to switch your existing home loan to a lender offering better terms.

Types of Home Loans Facilitated

• Purchase of New/Resale Property
• Construction Loans
• Home Improvement/Extension Loans
• Balance Transfer Loans
• Top-up Loans

Key Considerations

Factors like interest rate type (fixed vs. floating), loan tenure, processing fees, pre-payment charges, and lender credibility should be carefully evaluated. Home loans also offer significant tax benefits on both principal repayment and interest payment under relevant sections of the Income Tax Act.